Corporate Medical Scheme

One premium for the whole family

The family Medical Scheme is designed to give quality healthcare to families at an affordable monthly premium. Whether you are a single person or a couple with or without children, we have a medical cover that suits you. This Medical Scheme has 3 levels of cover Mtende Cover, Moyo Cover and Thanziplus Cover. This gives members the flexibility to choose a cover that suits their pocket.


This is a highest level of coverage we have for families. It offers comprehensive benefits tailored to meet the unique needs of the whole family.


Get a balanced level of coverage in our Family Medical Scheme. It is a cost-effective option without compromising on quality healthcare for your loved ones.


This package offers essential healthcare coverage for families. It is a budget-friendly option for those seeking basic medical benefits for their family.
One premium for all

All premiums include:

  • Inpatient & Outpatient

    All Out Patient and In Patient Treatments are covered except where the condition is an exclusion

  • Generous funeral cover

    Generous complimentary package of funeral cover. In fact our funeral provision is much better than most medical insurance providers on the market. Our funeral cover ranges from MK500,000 to MK1 million depending on the level of cover that you choose.

  • Emergency Evacuation

    Emergency evacuation including Ambulance services within Malawi


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    With our Family Medical Scheme, you pay one premium and have a common benefit pool from which each member taps for their medical treatment all the year round

    Call us on this line for consultation.

    As soon as they report. We simply refer them to a service provider to get the services.
    Corporate and Family Medical Scheme Members who have used less than 25% of their annual premiums.
    Only if members on Pensioners Medical Scheme visit specialist hospitals otherwise our schemes don't have any shortfalls.